Expat Resources 

Popular Resources 

Why Credit and Driving History are Important to Internationals

As an international relocating into the United States, you may not have official identification requirements like a social security number and a driver’s license. Without those essentials it is almost impossible to establish credit for financing assistance or get insured as a driver of a vehicle.

The good news is our exclusive vehicle financing and leasing programs view you as a privileged customer starting with a high credit rating and safe driving record allowing you to get the car you want so you can begin building your U.S. credit history and driving record.

Internationals Aren't Typical Vehicle Shoppers

As an expatriate relocating into the United States, you may not have official identification requirements like a social security number and a driver’s license. Without those essentials, it is almost impossible to establish credit for financing assistance or get insured as a driver of a vehicle.  

Another challenge expats usually have in common is the limited duration of their stay in the USA with an assigned work term. Being able to secure financing assistance with flexible terms in the off chance your work assignment gets cut short is not typical.  

But the good news is that other expats like you were able to secure auto financing and insurance with flexible terms. How?

At ECG, we consider you special, not typical customers. As the leading source of personal transportation solutions for expats, we offer programs specifically with you in mind.

  • Direct partnerships with all major automotive brand

  • Competitive and flexible buy, lease, or rent option

  • No U.S. credit or driving history requirement

  • Guaranteed delivery dates

Buy, Lease, or Rent?

The quick answer is usually tied to the length of time you want or need the vehicle. Buying usually works best for terms over 3 years, leasing for 2-3 years, and renting for short-term periods less than 2 years.

However, every expat has a unique situation when it comes to their relocation, work assignment, and personal transportation needs. There are many parameters to consider when deciding which method of vehicle ownership works best for you and your family.

That’s why ECG offers a variety of expat programs for purchasing, leasing, and renting vehicle solutions to meet your requirements.

Your ECG Product Specialist can help you decide or you can download our Buy, Lease, or Rent Guide for expats to learn more and help you select your best option.

  • Learn the core considerations to help make your decision

  • How the length of your work assignment plays into the decision

  • When your selected vehicle or driving style sways the choice

  • Why each expat with no U.S. credit history can have multiple options

  • The best way to get started in gathering more information

A Little Pre-Planning Has 3 Key Advantages

There are three key benefits to selecting a vehicle before you arrive:

  1. Get your vehicle delivered up to 10 days after your relocation and eliminate early termination fees in your lease agreement. If your work assignment gets cut short, ECG flexible financing terms have you protected from typical fees.

  2. Get a guaranteed delivery date for your vehicle so you have it when you need it. Working with an ECG representative as soon as you have your relocation schedule is the fastest way to get your car with a guaranteed delivery date.

  3. No need to wait until you are relocated in the USA. Now you can have ECG arrange for your car before you relocate allowing you to find your vehicle ahead of time and setting a delivery date to coincide with your planned arrival.

We are the vehicle experts for expats helping over 50,000 foreign business professionals and students plan ahead with over 20 years of experience within the global community. Our advantages are yours.