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Privacy Policy

This is the Privacy Policy as published on the expatcapitalgroup.com and IntlAuto.com websites.

 

EXPAT CAPITAL GROUP PRIVACY SHIELD COMPLIANCE POLICY

  1. Expat Capital Group – and its affiliates, OMSC, and Priority Assist, Inc. and Military Car Sales Inc. affirm their participation EU-US and Swiss-US Privacy Shield. For more information on the Privacy Shield you may go to www.privacyshield.gov.

  2.  

  1. ECG and its affiliates collect the following data from their customers:

  • Information about the customer provided directly to us by the customer, such as their name, mailing address, phone number, and e-mail address.

  • Information provided on applications, orders or other forms or transactions, which may include but is not limited to a customer’s name, address, social security number, income information and sources that is not publicly available.

  • Information on any list, description, or other grouping of consumers (and publicly available information pertaining to them) derived from using any personally identifiable financial information that is not publicly available.

    • Information about a customer’s transactions with us, our affiliates, or others, such as balance and payment history.

    • Information obtained from the consumer’s employer or other employment-related sources to verify financial information.

    • Information obtained from consumer reporting agencies, such as one’s credit history, credit score, and information that we obtain to verify employment history or that insurance coverage is in place.

    • Information obtained through Internet “cookies” in connection with an inquiry about a financial product or service.

  • All information is used exclusively for the processing of sales of our products to our customers.

  1. ECG and its affiliates collect the following data from their employees: employment, banking and health related information.

  2. ECG and its affiliates commit to cooperate with EU data protection authorities (DPAs) and comply with the advice given by such authorities with regard to human resources data transferred from the EU in the context of the employment relationship.

  1. ECG and its affiliates comply with the EU-US Privacy Shield Framework and the Swiss-US Privacy Shield Framework as set forth by the US Department of Commerce regarding the collection, use, and retention of personal information transferred from European Union member countries and Switzerland to the United States, respectively. ECG and its affiliates have certified that they adhere to the Privacy Shield Principles of Notice, Choice, Accountability for Onward Transfer, Security, Data Integrity and Purpose Limitation, Access, and Recourse, Enforcement and Liability. If there is any conflict between the policies in this privacy policy and the Privacy Shield Principles, the Privacy Shield Principles shall govern. To learn more about the Privacy Shield program, and to view our certification page, please visit www.privacyshield.gov.

  2. The point of contact is James Black, General Counsel for ECG and its affiliates. 516-496-1825, jblack@militarycars.com.

  3. Third parties to whom ECG and its affiliates will disclose personal information to automobile manufacturers, banks and other lenders. All disclosures are to facilitate the sale and marketing of their products to their customers. If ECG and its affiliates ever were to engage in any onward transfers of your data with third parties for a purpose other than which it was originally collected or subsequently authorized, we would provide you with an opt-out choice to limit the use and disclosure of your personal data. ECG and its affiliates may have liability for disclosures resulting from onward transfer to third parties.

  4. ECG and their affiliates will advise customers whose personal data they are processing of their right under Privacy Shield to access, correct or delete their personal data. A customer who seeks access, or who seeks to correct, amend, or delete inaccurate data, should direct their query to jblack@militarycars.com. If requested to remove data, we will respond within a reasonable timeframe.

  5. In compliance with the EU-US and Swiss-US Privacy Shield Principles, ECG and its affiliates commit to resolve complaints about your privacy and our collection or use of your personal information. European Union or Swiss individuals with inquiries or complaints regarding this privacy policy should first contact James Black, General Counsel for ECG and its affiliates. 516-496-1825, jblack@militarycars.com.

  6. ECG and its affiliates have further committed to refer unresolved privacy complaints under the EU-US and Swiss-US Privacy Shield Principles to BBB EU PRIVACY SHIELD, a non-profit alternative dispute resolution provider located in the United States and operated by the Council of Better Business Bureaus. If you do not receive timely acknowledgment of your complaint, or if your complaint is not satisfactorily addressed, please visit www.bbb.org/EU-privacy-shield/for-eu-consumers for more information and to file a complaint. OMSC and its affiliates have further committed to cooperate with EU data protection authorities (DPAs) and the Swiss Federal Data Protection and Information Commissioner (FDPIC) with regard to unresolved Privacy Shield complaints concerning human resources data transferred from the EU and Switzerland in the context of the employment relationship. If you do not receive timely acknowledgment of your complaint from us, or if we have not addressed your complaint to your satisfaction, please contact the EU DPAs or the Swiss FDPIC for more information or to file a complaint. The services of EU DPAs and the Swiss FDPIC are provided at no cost to you.

  7. Under certain limited conditions, individuals may invoke binding arbitration before the Privacy Shield Panel to be created by the U.S. Department of Commerce and the European Commission.

  8. ECG is subject to the investigatory and enforcement powers of the Federal Trade Commission (FTC).

  9. ECG and its affiliates may be required to disclose personal information in response to a lawful request by public authorities, including to meet national security or law enforcement requirements.

  10. Your Additional Rights

    You have the right to:

    1. Review and correct your information that we store.

    2. A copy of our written security practices and procedures.

    3. Request to delete your data if we are no longer providing services.

    4. Opt out of receiving communications not directly related to the services.

      You may exercise any of the above rights by e-mailing  jblack@militarycars.com or calling 1-516-496-1825.

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